with the continuous spread of the epidemic situation in the world, the pressure of Guizhou's fast third prize winning is increasing under the pressure of the real economy, and it is difficult for enterprises to increase the number of people.Some banks, enterprises and local authorities are not willing to take the initiative to expose the bad, and some even deliberately cover up and cover up. Generally speaking, the non-performing loans are not exposed enough and there is a greater upward pressure. \ According to the report, all banking institutions in Beijing must make a five-level classification of loans. In principle, corporate loans overdue for more than 60 days should be included in non-performing loans, except for rare cases such as the debt Committee. It is strictly prohibited to protect bad loans by illegal loan renewal, virtual transfer and interbank holding. On the basis of reasonable expectation of loan loss, the instigation reserve should be calculated as early as possible. Under the influence of the economic downward pressure and the epidemic situation, the bad performance of the banking industry increased in the first half of this year. According to the CBRC data, as of the end of June, the balance of non-performing loans was 3.6 trillion yuan, an increase of 400.4 billion yuan from the beginning of the year, and the non-performing loan ratio was 2.10%, up 0.08 percentage points over the year before. For this reason, the report encourages all banking institutions in Beijing to pursue and promote non-performing transfer pilot projects, and comprehensively implement various disposal methods such as clearing, transferring, verification and reorganization to reduce the bad pressure. Strive to realize the balance of non-performing loans from up to down in the second half of 2020, and strive to make the total amount of non-performing loans clear and higher than the average of the previous two years. Conditional institutions compete for the balance of non-performing loans at the end of 2020 to the level at the beginning of the year. In addition, the report also requested that banks and banks in Beijing should strengthen the investigation of reputation risk, find out the signs of risk in time, and prevent further expansion of risk exposure. Focus on the reputation risk of enterprises with aggressive early-stage operation, too much credit or enterprises that have shown default in the bond market; focus on risk investigation and post loan management of large customers, foreign customers and concerned customers. Beijing Banking and Insurance Regulatory Bureau said that it would closely monitor the reputation risk transition of the whole jurisdiction. Special supervision and supervision measures will be carried out for the institutions that do not do their best in the prevention and control of reputation risk.